Finance the gap between paying your overseas supplier and receiving payment from your customers. Specialist trade finance solutions for UK importers, exporters and growing product businesses.
Trade finance bridges the cash flow gap between paying your supplier and receiving payment from your customers. For businesses that import goods, this gap can be significant — you may need to pay for stock 60–90 days before it arrives and a further 30–60 days before your customer pays.
Trade finance facilities pay your supplier directly, allowing you to repay when you receive customer payment — effectively funding your trading cycle.
The lender pays your overseas supplier. You repay on a set schedule once goods are received and sold. Ideal for product businesses buying from Asia, Europe or the Americas.
A bank guarantee that payment will be made to your supplier once specified conditions (shipping, documentation) are met. Reduces supplier risk and can unlock better terms from overseas partners.
Allow your buyers to pay early (reducing your debtor days) while your buyers retain their standard payment terms. Win-win for cash flow across the supply chain.
"Trade finance is often overlooked by growing product businesses who reach for an overdraft or business loan instead — and end up paying more for less flexibility. Specialist trade finance facilities are built around the trading cycle and typically offer much better value for importing businesses."
Tell us about your supply chain and trading volumes and we'll identify the right solution.
Speak to a Specialist → 📞 01392 241669